1019 SPINDLE PALM WAY, APOLLO BEACH, Hillsborough, Residential – MLS #TB8514547

**Bonus for VA Buyers: Take advantage of an assumable VA loan with an ultra-low 2.375 interest rate!** Welcome to your dream waterfront oasis in Apollo Beach! This beautifully updated 3-bedroom, 2-bathroom pool home offers direct, bridge-free access to Tampa Bay from a deep-water canal. Perfect for boaters, the property features a concrete seawall and a 10×10 dock equipped with a 13,000-lb boat lift. Inside, the stunning luxury gourmet kitchen elevates your daily living experience with an open layout and premium stone countertops. The entire home features gorgeous porcelain tile flooring and updated bathrooms. Enjoy ultimate peace of mind with major 2021 capital upgrades, featuring a new roof, exterior stucco, and a 2025 pristine screened-in pool. The outdoor space is an entertainer’s paradise, boasting a 3-lane paver driveway, a 10×10 fire pit pad, a storage shed on concrete, and lush St. Augustine grass. NO HOA and NO CDD restrictions! Located just minutes from local marinas, waterfront dining, shopping, and nature preserves. Schedule your private tour today!